<!-- ############################## działanie kalkulatora -->

      function wyl()
        {
        document.x.da.style.visibility="hidden"
        }

      function formularz()
         {
         window.open('wniosek.htm','_blank')
         }

      function kasowanie()
        {
        document.x.reset();
        }

      function zzz(myx)
        {
        var v1;
        var x1;
        var x2;
        v1 = myx.length;
        if (v1 > 6)
          {
          x1=myx.substr(0,v1-6);
          x2=myx.substr(v1-6,99);
          myx = x1 + " " + x2;
          }
          if (v1 > 9)
          {
          x1=myx.substr(0,v1-9);
          x2=myx.substr(v1-9,99);
          myx = x1 + " " + x2;
          }
        return myx;
        }

      function vvv(myx)
        {
        var r, re;
        re = / /gi;
        r = myx.replace(re, "");
        return r;
        }

      function xxx(myx)
        {
        var v1;
        var v2;
        v1 = myx.length;
        v2 = myx.indexOf(".", 0);
        if (v2 == (-1)) myx = myx + ".00";
        else if (v2 == 0)
          {
          myx = "0" + myx;
          myx = xxx(myx);
          }
        else if (v1 - v2 == 2)
          myx = myx + "0";
        else if (v1 - v2 == 1)
          myx = myx + "00";
        return myx;
        }


      function Replace(s)
        {
        var r, re;
        re = /,/i;
        r = s.replace(re, ".");
        return(r);
        }

      function Simple()
        {
        with (document.x)
          {
          a.value = vvv("" + a.value);
          a.value = Replace(a.value);
          b.value = vvv("" + b.value);
          b.value = Replace(b.value);
          c.value = vvv("" + c.value);
          c.value = Replace(c.value);
          }

        var blad;
        blad=0;

        var str;
        str = "Kalkulator nie został wypełniony poprawnie\n\nPopraw nastepujące dane:\n\n";

        var a;
        a = parseInt(document.x.a.value);
        if (isNaN(a))
          {
          document.x.a.value = "";
          str = str + "  - wysokość pierwszej składki\n";
          blad=1;
          }
        else
          {
          if (a < 200)
            {
            alert("Min. 200 PLN dla pierwszej składki");
            document.x.a.value = "";
            return;
            }
          }

        var b;
        b = parseInt(document.x.b.value);
        if (isNaN(b))
          {
          document.x.b.value = "";
          str = str + "  - wysokość składki regularnej\n";
          blad=1;
          }
        else
          {
          if ( (b < 100) && (b > 0) )
            {
            alert("0 PLN lub min. 100 PLN dla składki regularnej");
            document.x.b.value = "";
            return;
            }
          }

        var c;
        c = parseInt(document.x.c.value);
        if (isNaN(c))
          {
          document.x.c.value = "";
          str = str + "  - wysokość składki nieregularnej\n";
          blad=1;
          }
        else
          {
          if ( (c < 200) && (c > 0) )
            {
            alert("0 PLN lub min. 200 PLN dla składki nieregularnej");
            document.x.c.value = "";
            return;
            }
          }

        var p2;
        p2 = document.x.p2.value;

        var l;
        l = (document.x.lata.value);
        if (l == 0)
            {
            str = str + "  - okres trwania umowy\n";
            blad=1;
            }

        if (blad == 1)
          {
          alert(str);
          return;
          }

        var r1;
        r1 = (a + (12 * b) + c);
        r1 = Math.round(r1 * 100) / 100;
        document.x.s11.value = r1;

        var r2;
        r2 = (r1)*0.96;
        r2 = Math.round(r2 * 100) / 100;
        document.x.s12.value = r2;

        var r3;
        r3 = (r2)*1.05;
        r3 = Math.round(r3 * 100) / 100;
        document.x.s13.value = r3;

        var r4;
        r4 = r3-r2;
        r4 = Math.round(r4 * 100) / 100;
        document.x.s14.value = r4;

        var r5;
        r5 = r1 + 12*b + c;
        r5 = Math.round(r5 * 100) / 100;
        document.x.s21.value = r5;

        var r6;
        r6 = (r5)*0.96;
        r6 = Math.round(r6 * 100) / 100;
        document.x.s22.value = r6;

        var r7;
        r7 = (r6+r4)*p2;
        r7 = Math.round(r7 * 100) / 100;
        document.x.s23.value = r7;

        var r8;
        r8 = r7-r6;
        r8 = Math.round(r8 * 100) / 100;
        document.x.s24.value = r8;

        var r9;
        r9 = r5 + 12*b + c;
        r9 = Math.round(r9 * 100) / 100;
        document.x.s31.value = r9;

        var r10;
        r10 = (r9)*0.96;
        r10 = Math.round(r10 * 100) / 100;
        document.x.s32.value = r10;

        var r11;
        r11 = (r10+r8)*p2;
        r11 = Math.round(r11 * 100) / 100;
        document.x.s33.value = r11;

        var r12;
        r12 = r11-r10;
        r12 = Math.round(r12 * 100) / 100;
        document.x.s34.value = r12;

        var r13;
        r13 = r9 + 12*b + c;
        r13 = Math.round(r13 * 100) / 100;
        document.x.s41.value = r13;

        var r14;
        r14 = (r13)*0.96;
        r14 = Math.round(r14 * 100) / 100;
        document.x.s42.value = r14;

        var r15;
        r15 = (r14+r12)*p2;
        r15 = Math.round(r15 * 100) / 100;
        document.x.s43.value = r15;

        var r16;
        r16 = r15-r14;
        r16 = Math.round(r16 * 100) / 100;
        document.x.s44.value = r16;

        var r17;
        r17 = r13 + 12*b + c;
        r17 = Math.round(r17 * 100) / 100;
        document.x.s51.value = r17;

        var r18;
        r18 = (r17)*0.96;
        r18 = Math.round(r18 * 100) / 100;
        document.x.s52.value = r18;

        var r19;
        r19 = (r18+r16)*p2;
        r19 = Math.round(r19 * 100) / 100;
        document.x.s53.value = r19;

        var r20;
        r20 = r19-r18;
        r20 = Math.round(r20 * 100) / 100;
        document.x.s54.value = r20;

        var r21;
        r21 = r17 + 12*b + c;
        r21 = Math.round(r21 * 100) / 100;
        document.x.s61.value = r21;

        var r22;
        r22 = (r21)*0.96;
        r22 = Math.round(r22 * 100) / 100;
        document.x.s62.value = r22;

        var r23;
        r23 = (r22+r20)*p2;
        r23 = Math.round(r23 * 100) / 100;
        document.x.s63.value = r23;

        var r24;
        r24 = r23-r22;
        r24 = Math.round(r24 * 100) / 100;
        document.x.s64.value = r24;

        var r25;
        r25 = r21 + 12*b + c;
        r25 = Math.round(r25 * 100) / 100;
        document.x.s71.value = r25;

        var r26;
        r26 = (r25)*0.96;
        r26 = Math.round(r26 * 100) / 100;
        document.x.s72.value = r26;

        var r27;
        r27 = (r26+r24)*p2;
        r27 = Math.round(r27 * 100) / 100;
        document.x.s73.value = r27;

        var r28;
        r28 = r27-r26;
        r28 = Math.round(r28 * 100) / 100;
        document.x.s74.value = r28;

        var r29;
        r29 = r25 + 12*b + c;
        r29 = Math.round(r29 * 100) / 100;
        document.x.s81.value = r29;

        var r30;
        r30 = (r29)*0.96;
        r30 = Math.round(r30 * 100) / 100;
        document.x.s82.value = r30;

        var r31;
        r31 = (r30+r28)*p2;
        r31 = Math.round(r31 * 100) / 100;
        document.x.s83.value = r31;

        var r32;
        r32 = r31-r30;
        r32 = Math.round(r32 * 100) / 100;
        document.x.s84.value = r32;

        var r33;
        r33 = r29 + 12*b + c;
        r33 = Math.round(r33 * 100) / 100;
        document.x.s91.value = r33;

        var r34;
        r34 = (r33)*0.96;
        r34 = Math.round(r34 * 100) / 100;
        document.x.s92.value = r34;

        var r35;
        r35 = (r34+r32)*p2;
        r35 = Math.round(r35 * 100) / 100;
        document.x.s93.value = r35;

        var r36;
        r36 = r35-r34;
        r36 = Math.round(r36 * 100) / 100;
        document.x.s94.value = r36;

        var r37;
        r37 = r33 + 12*b + c;
        r37 = Math.round(r37 * 100) / 100;
        document.x.s101.value = r37;

        var r38;
        r38 = (r37)*0.96;
        r38 = Math.round(r38 * 100) / 100;
        document.x.s102.value = r38;

        var r39;
        r39 = (r38+r36)*p2;
        r39 = Math.round(r39 * 100) / 100;
        document.x.s103.value = r39;

        var r40;
        r40 = r39-r38;
        r40 = Math.round(r40 * 100) / 100;
        document.x.s104.value = r40;

        var r41;
        r41 = r37 + 12*b + c;
        r41 = Math.round(r41 * 100) / 100;
        document.x.s111.value = r41;

        var r42;
        r42 = (r41)*0.96;
        r42 = Math.round(r42 * 100) / 100;
        document.x.s112.value = r42;

        var r43;
        r43 = (r42+r40)*p2;
        r43 = Math.round(r43 * 100) / 100;
        document.x.s113.value = r43;

        var r44;
        r44 = r43-r42;
        r44 = Math.round(r44 * 100) / 100;
        document.x.s114.value = r44;

        var r45;
        r45 = r41 + 12*b + c;
        r45 = Math.round(r45 * 100) / 100;
        document.x.s121.value = r45;

        var r46;
        r46 = (r45)*0.96;
        r46 = Math.round(r46 * 100) / 100;
        document.x.s122.value = r46;

        var r47;
        r47 = (r46+r44)*p2;
        r47 = Math.round(r47 * 100) / 100;
        document.x.s123.value = r47;

        var r48;
        r48 = r47-r46;
        r48 = Math.round(r48 * 100) / 100;
        document.x.s124.value = r48;

        var r49;
        r49 = r45 + 12*b + c;
        r49 = Math.round(r49 * 100) / 100;
        document.x.s131.value = r49;

        var r50;
        r50 = (r49)*0.96;
        r50 = Math.round(r50 * 100) / 100;
        document.x.s132.value = r50;

        var r51;
        r51 = (r50+r48)*p2;
        r51 = Math.round(r51 * 100) / 100;
        document.x.s133.value = r51;

        var r52;
        r52 = r51-r50;
        r52 = Math.round(r52 * 100) / 100;
        document.x.s134.value = r52;

        var r53;
        r53 = r49 + 12*b + c;
        r53 = Math.round(r53 * 100) / 100;
        document.x.s141.value = r53;

        var r54;
        r54 = (r53)*0.96;
        r54 = Math.round(r54 * 100) / 100;
        document.x.s142.value = r54;

        var r55;
        r55 = (r54+r52)*p2;
        r55 = Math.round(r55 * 100) / 100;
        document.x.s143.value = r55;

        var r56;
        r56 = r55-r54;
        r56 = Math.round(r56 * 100) / 100;
        document.x.s144.value = r56;

        var r57;
        r57 = r53 + 12*b + c;
        r57 = Math.round(r57 * 100) / 100;
        document.x.s151.value = r57;

        var r58;
        r58 = (r57)*0.96;
        r58 = Math.round(r58 * 100) / 100;
        document.x.s152.value = r58;

        var r59;
        r59 = (r58+r56)*p2;
        r59 = Math.round(r59 * 100) / 100;
        document.x.s153.value = r59;

        var r60;
        r60 = r59-r58;
        r60 = Math.round(r60 * 100) / 100;
        document.x.s154.value = r60;

        var r61;
        r61 = r57 + 12*b + c;
        r61 = Math.round(r61 * 100) / 100;
        document.x.s161.value = r61;

        var r62;
        r62 = (r61)*0.96;
        r62 = Math.round(r62 * 100) / 100;
        document.x.s162.value = r62;

        var r63;
        r63 = (r62+r60)*p2;
        r63 = Math.round(r63 * 100) / 100;
        document.x.s163.value = r63;

        var r64;
        r64 = r63-r62;
        r64 = Math.round(r64 * 100) / 100;
        document.x.s164.value = r64;

        var r65;
        r65 = r61 + 12*b + c;
        r65 = Math.round(r65 * 100) / 100;
        document.x.s171.value = r65;

        var r66;
        r66 = (r65)*0.96;
        r66 = Math.round(r66 * 100) / 100;
        document.x.s172.value = r66;

        var r67;
        r67 = (r66+r64)*p2;
        r67 = Math.round(r67 * 100) / 100;
        document.x.s173.value = r67;

        var r68;
        r68 = r67-r66;
        r68 = Math.round(r68 * 100) / 100;
        document.x.s174.value = r68;

        var r69;
        r69 = r65 + 12*b + c;
        r69 = Math.round(r69 * 100) / 100;
        document.x.s181.value = r69;

        var r70;
        r70 = (r69)*0.96;
        r70 = Math.round(r70 * 100) / 100;
        document.x.s182.value = r70;

        var r71;
        r71 = (r70+r68)*p2;
        r71 = Math.round(r71 * 100) / 100;
        document.x.s183.value = r71;

        var r72;
        r72 = r71-r70;
        r72 = Math.round(r72 * 100) / 100;
        document.x.s184.value = r72;

        var r73;
        r73 = r69 + 12*b + c;
        r73 = Math.round(r73 * 100) / 100;
        document.x.s191.value = r73;

        var r74;
        r74 = (r73)*0.96;
        r74 = Math.round(r74 * 100) / 100;
        document.x.s192.value = r74;

        var r75;
        r75 = (r74+r72)*p2;
        r75 = Math.round(r75 * 100) / 100;
        document.x.s193.value = r75;

        var r76;
        r76 = r75-r74;
        r76 = Math.round(r76 * 100) / 100;
        document.x.s194.value = r76;

        var r77;
        r77 = r73 + 12*b + c;
        r77 = Math.round(r77 * 100) / 100;
        document.x.s201.value = r77;

        var r78;
        r78 = (r77)*0.96;
        r78 = Math.round(r78 * 100) / 100;
        document.x.s202.value = r78;

        var r79;
        r79 = (r78+r76)*p2;
        r79 = Math.round(r79 * 100) / 100;
        document.x.s203.value = r79;

        var r80;
        r80 = r79-r78;
        r80 = Math.round(r80 * 100) / 100;
        document.x.s204.value = r80;

<!-- koniec liczenia ap1 -->

        var q1;
        q1 = (a + (12 * b) + c);
        q1 = Math.round(q1 * 100) / 100;
        document.x.t11.value = q1;

        var q2;
        q2 = q1;
        q2 = Math.round(q2 * 100) / 100;
        document.x.t12.value = q2;

        var q3;
        q3 = ((q2)*1.05)*0.99;
        q3 = Math.round(q3 * 100) / 100;
        document.x.t13.value = q3;

        var q4;
        q4 = q3-q2;
        q4 = Math.round(q4 * 100) / 100;
        document.x.t14.value = q4;

        var q5;
        q5 = (q1 + (12 * b) + c);
        q5 = Math.round(q5 * 100) / 100;
        document.x.t21.value = q5;

        var q6;
        q6 = q5;
        q6 = Math.round(q6 * 100) / 100;
        document.x.t22.value = q6;

        var q7;
        q7 = ((q6+q4)*p2)*0.99;
        q7 = Math.round(q7 * 100) / 100;
        document.x.t23.value = q7;

        var q8;
        q8 = q7-q6;
        q8 = Math.round(q8 * 100) / 100;
        document.x.t24.value = q8;

        var q9;
        q9 = (q5 + (12 * b) + c);
        q9 = Math.round(q9 * 100) / 100;
        document.x.t31.value = q9;

        var q10;
        q10 = q9;
        q10 = Math.round(q10 * 100) / 100;
        document.x.t32.value = q10;

        var q11;
        q11 = ((q10+q8)*p2)*0.99;
        q11 = Math.round(q11 * 100) / 100;
        document.x.t33.value = q11;

        var q12;
        q12 = q11-q10;
        q12 = Math.round(q12 * 100) / 100;
        document.x.t34.value = q12;

        var q13;
        q13 = (q9 + (12 * b) + c);
        q13 = Math.round(q13 * 100) / 100;
        document.x.t41.value = q13;

        var q14;
        q14 = q13;
        q14 = Math.round(q14 * 100) / 100;
        document.x.t42.value = q14;

        var q15;
        q15 = ((q14+q12)*p2)*0.99;
        q15 = Math.round(q15 * 100) / 100;
        document.x.t43.value = q15;

        var q16;
        q16 = q15-q14;
        q16 = Math.round(q16 * 100) / 100;
        document.x.t44.value = q16;

        var q17;
        q17 = (q13 + (12 * b) + c);
        q17 = Math.round(q17 * 100) / 100;
        document.x.t51.value = q17;

        var q18;
        q18 = q17;
        q18 = Math.round(q18 * 100) / 100;
        document.x.t52.value = q18;

        var q19;
        q19 = ((q18+q16)*p2)*0.99;
        q19 = Math.round(q19 * 100) / 100;
        document.x.t53.value = q19;

        var q20;
        q20 = q19-q18;
        q20 = Math.round(q20 * 100) / 100;
        document.x.t54.value = q20;

        var q21;
        q21 = (q17 + (12 * b) + c);
        q21 = Math.round(q21 * 100) / 100;
        document.x.t61.value = q21;

        var q22;
        q22 = q21;
        q22 = Math.round(q22 * 100) / 100;
        document.x.t62.value = q22;

        var q23;
        q23 = ((q22+q20)*p2)*0.99;
        q23 = Math.round(q23 * 100) / 100;
        document.x.t63.value = q23;

        var q24;
        q24 = q23-q22;
        q24 = Math.round(q24 * 100) / 100;
        document.x.t64.value = q24;

        var q25;
        q25 = (q21 + (12 * b) + c);
        q25 = Math.round(q25 * 100) / 100;
        document.x.t71.value = q25;

        var q26;
        q26 = q25;
        q26 = Math.round(q26 * 100) / 100;
        document.x.t72.value = q26;

        var q27;
        q27 = ((q26+q24)*p2)*0.99;
        q27 = Math.round(q27 * 100) / 100;
        document.x.t73.value = q27;

        var q28;
        q28 = q27-q26;
        q28 = Math.round(q28 * 100) / 100;
        document.x.t74.value = q28;

        var q29;
        q29 = (q25 + (12 * b) + c);
        q29 = Math.round(q29 * 100) / 100;
        document.x.t81.value = q29;

        var q30;
        q30 = q29;
        q30 = Math.round(q30 * 100) / 100;
        document.x.t82.value = q30;

        var q31;
        q31 = ((q30+q28)*p2)*0.99;
        q31 = Math.round(q31 * 100) / 100;
        document.x.t83.value = q31;

        var q32;
        q32 = q31-q30;
        q32 = Math.round(q32 * 100) / 100;
        document.x.t84.value = q32;

        var q33;
        q33 = (q29 + (12 * b) + c);
        q33 = Math.round(q33 * 100) / 100;
        document.x.t91.value = q33;

        var q34;
        q34 = q33;
        q34 = Math.round(q34 * 100) / 100;
        document.x.t92.value = q34;

        var q35;
        q35 = ((q34+q32)*p2)*0.99;
        q35 = Math.round(q35 * 100) / 100;
        document.x.t93.value = q35;

        var q36;
        q36 = q35-q34;
        q36 = Math.round(q36 * 100) / 100;
        document.x.t94.value = q36;

        var q37;
        q37 = (q33 + (12 * b) + c);
        q37 = Math.round(q37 * 100) / 100;
        document.x.t101.value = q37;

        var q38;
        q38 = q37;
        q38 = Math.round(q38 * 100) / 100;
        document.x.t102.value = q38;

        var q39;
        q39 = ((q38+q36)*p2)*0.99;
        q39 = Math.round(q39 * 100) / 100;
        document.x.t103.value = q39;

        var q40;
        q40 = q39-q38;
        q40 = Math.round(q40 * 100) / 100;
        document.x.t104.value = q40;

        var q41;
        q41 = (q37 + (12 * b) + c);
        q41 = Math.round(q41 * 100) / 100;
        document.x.t111.value = q41;

        var q42;
        q42 = q41;
        q42 = Math.round(q42 * 100) / 100;
        document.x.t112.value = q42;

        var q43;
        q43 = ((q42+q40)*p2)*0.99;
        q43 = Math.round(q43 * 100) / 100;
        document.x.t113.value = q43;

        var q44;
        q44 = q43-q42;
        q44 = Math.round(q44 * 100) / 100;
        document.x.t114.value = q44;

        var q45;
        q45 = (q41 + (12 * b) + c);
        q45 = Math.round(q45 * 100) / 100;
        document.x.t121.value = q45;

        var q46;
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